Our Investment Philosophy
The assets of SBERA Plans are invested in Common and Collective Trust Funds. These types of funds operate in a similar fashion to mutual funds, but they have much lower expense ratios since they do not assess the same type of administrative fees and do not have the same regulatory requirements as do most mutual funds.
SBERA has a formal Investment Policy Statement for both the Defined Benefit Plan and the 401(k) Plan. These statements outline the overall guidelines for the investment of plan assets, and they are reviewed on a regular basis.
Please click here to be directed to the Investment Section of our website for more information.